Vehicle Record: Maintaining Insurance and No-Claims Classes
Overview
On the Versicherung (Insurance) tab of the vehicle record (direct link: /applications/vehicles/addoredit/{id}?section=versicherung), you maintain the vehicle's current insurance contract — split into Haftpflicht (Third-party liability) and Vollkasko (Comprehensive) — including SF-Klassen (no-claims classes), optional coverages, and payment data. Older contract states are automatically moved to the Historie (History).
Card "Vertrag" (Contract): insurer and payment
- HSN / TSN (display only, from the technical data)
- Versichert bei: (Insured with:) — selection of the insurer; via the plus icon ("Neuer Versicherer" — New insurer) or the pencil ("Versicherer bearbeiten" — Edit insurer) you maintain insurer addresses directly from the record (name is required: "Bitte einen Namen für den Versicherer eingeben." — Please enter a name for the insurer.)
- Vorher bei: (Previously with:) and Wechsel am: (Switched on:) — derived automatically from the history, not editable
- Zahlungsweise: (Payment method:), Von Konto: (From account:) (bank account), Mandat: (Mandate:) (SEPA mandate reference), Wird abgebucht? (Is it debited?)
- Spedition Vers: (Freight forwarder ins.) for forwarding-specific details
Cards "Haftpflicht" (Third-party liability) and "Vollkasko" (Comprehensive)
Both cards are structured identically:
- Art der Versicherung: (Type of insurance:) — fixed for existing contracts (selectable only when creating a new one)
- Vertragsnummer: (Contract number:)
- SF Klasse: (No-claims class:) — selection from your SF-Klassen (no-claims classes) table (see below)
- Selbstbeteiligung (Deductible) (checkbox) with Eigenanteil (Own contribution) — the amount is only editable when the checkbox is set
- Prämie (Premium)
Optional coverages and usage
- Optionale Deckungen (Optional coverages): Schutzbrief (Breakdown cover), Fahrerschutz (Driver protection), Rabatt Retter (No-claims protector), GAP Deckung (GAP cover), Auslandschutz (Foreign cover) (each a checkbox + amount) as well as Privat-Zusatz (Private add-on)
- Nutzung (Usage): Nutzerkreis (User group) ("Fester Fahrer" / "Fahrer + Partner" / "Jeder" — Fixed driver / Driver + partner / Anyone) and Fahrleistung KM/Jahr (Mileage km/year)
- The Summe (Brutto) (Total (gross)) field calculates automatically: third-party liability + comprehensive premium + all activated coverage amounts
In the Notizen (Notes) sub-area, you store free text on the contract.
Managing no-claims classes
Via the "SF-Klassen verwalten" (Manage no-claims classes) button, you maintain the tenant-wide SF-Klassen table: for each class Bezeichnung (Name), Land (Country), PKW Haftpflicht % (Car third-party liability %), and PKW Vollkasko % (Car comprehensive %). You create new classes with "Hinzufügen" (Add); you edit or delete existing ones via the actions column. This table applies to all vehicles — changes take effect everywhere.
Historie (History)
The "Zur Historie (N)" (To the history (N)) button opens all archived contract states of the vehicle (insurer, valid until, insurance types, no-claims classes, payment method, amounts, total). The list can be exported as CSV or PDF; authorized users can remove individual entries after a prompt ("Diesen Historieneintrag wirklich löschen?" — Really delete this history entry?). When the insurer is changed, the history also fills the display fields "Vorher bei:" (Previously with:) and "Wechsel am:" (Switched on:).
Frequently asked questions
I can see the fields but can't change anything — why? To edit, in addition to vehicle editing (vehicles.edit) you need the insurance right versicherung.edit (Article 18). In addition, an active editing lock (Article 44) and the "sold/decommissioned/inactive" status lock the input.
Why can I no longer change the "Art der Versicherung" (type of insurance)? The insurance type is fixed after the first save. For a genuine contract change, create a new contract state — the old one moves to the history.
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